South Carolina Municipal Insurance and Risk Financing Fund
Heather Ricard, Director of Risk Management Services, Municipal Association of SC, and Mayor Henry L. Jolly, City of Gaffney
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Columbia, SC "The City of Gaffney was recognized by the South Carolina Municipal Insurance and Risk Financing Fund for workplace safety in the Division III category. Division III was for cities and towns with more than 150 employees. The South Carolina Municipal Insurance and Risk Financing Fund, sponsored by the Municipal Association of South Carolina, is the city's property and liability insurance provider.

The City of Gaffney has been a member of SCMIRF since 2002. The city has a proactive management commitment to safety that spans all departmental levels. Claims are evaluated during the SCMIRF loss control report card review for lessons learned, and training is a priority for staff. The engagement by staff and city management has been successful in encouraging and enhancing the safety culture with the city employees.

Award winners were determined based on a formula that includes the number of hours employees work along with the severity and frequency of incidences on the job. There were three population divisions with one winner in each division. Winners received a plaque, $2500 to purchase safety equipment and training for their municipal employees, and a recognition luncheon. City officials were recognized at the Municipal Association's Annual Meeting on July 19.

The SCMIRF program is member-owned and was established in the 1980s as a response to the lack of stable and affordable property and liability coverage for SC cities and towns. In addition to the property and liability coverage designed specifically for municipal governments, SCMIRF also offers free onsite and online training, grant funding, access to a labor hotline and other benefits.